Who is eligible for the Minha Casa Minha Vida program? Find out if you can participate in 2025.

Monthly family income

Quem Tem Direito ao Minha Casa Minha Vida? Descubra se Você Pode Participar em 2025 (Foco em elegibilidade e renda mínima)
Who Is Eligible for Minha Casa Minha Vida? Find Out If You're Eligible in 2025 (Focus on Eligibility and Minimum Income)

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To participate in the program My home, my life in 2025, it is essential to know and meet the eligibility criteria established by the government.

These criteria are designed to ensure that the program benefits the families most in need of housing support. Below, we'll detail the main requirements to qualify:

Monthly family income is one of the decisive factors. In 2025, the program is expected to continue segmenting beneficiaries into different income brackets, with specific conditions and benefits.

Pay attention to the income range definitions, as they may be subject to adjustments.

Nationality and links to the program

To qualify, you must be a Brazilian citizen by birth or naturalization. Foreigners with a permanent visa in Brazil are also eligible.

Important: Applicants who have previously benefited from government housing programs will not be able to participate again unless they meet specific conditions for renewal or change of status.

Property requirements

Another important criterion is that candidates must not own or have financed a residential property in their name anywhere in the country.

This rule aims to ensure that the benefit reaches those who really need housing.

Age and Civil Capacity

Candidates must be over 18 or legally emancipated. Additionally, they must have the legal capacity to enter into contracts.

Specific rules may apply to married or civil partners, especially regarding the required documentation.

Registration in the Single Registry

For some income brackets, especially the lowest ones, it is necessary to be registered in the Single Registry for Social Programs of the Federal Government (CadÚnico). Registration and up-to-date information in CadÚnico may be requirements for eligibility analysis.

By meeting these criteria, you can take the next step towards realizing your dream of owning your own home through the Minha Casa Minha Vida program.

Please remember that information about income, property requirements, and family ties is essential to determine your eligibility and ensure successful participation in the program.

For more information about Minha Casa Minha Vida registration and requirements, visit the program's official website or consult the application Green and Yellow House, successor to Minha Casa Minha Vida, for recent and specific updates for the year 2025.

Green and Yellow House Website

How your income determines your access to Minha Casa Minha Vida

The My House My Life program is a federal government initiative designed to facilitate access to housing for families of different income brackets.

Your participation and the benefits you can receive vary significantly depending on your monthly household income.

Understanding income brackets

To determine who can benefit from the program, the government categorizes families into different income bands.

Each tier determines the type of aid available, including lower interest rates, down payment subsidies, and extended repayment terms. Let's take a look:

How to check your income bracket

For know which income bracket you fall into, it is important to consider the sum of all your family's gross monthly income.

This includes wages, benefits, pensions, and any other sources of regular income.

With this information in hand, you can compare it with the criteria stipulated by the program.

Once you identify your income bracket, it will be easier to understand what type of assistance you can expect and the next steps to apply for the Minha Casa Minha Vida program.

For more information and to register for the program, visit official website of My House My Life.

Steps to check if you can participate in Minha Casa Minha Vida

Do you want to know if you are eligible for the Minha Casa Minha Vida program? Follow these simple steps to find out:

1. Check your Income Range

The program is divided into income brackets. Consult the official guidelines to find out which bracket your family falls into. This is crucial to understand the benefits available to you.

2. Check Your Housing Situation

If you never If you've owned a property and don't have a mortgage in your name, you're on the right track. The program is aimed at those looking your first home.

3. Evaluate your CPF

CPF verification is essential. Make sure that all members your family members have no registration restrictions. This includes financial or administrative issues.

4. Access the Official Portals

Visit the websites officers Visit the Minha Casa Minha Vida program, such as the one offered by Caixa Econômica Federal, for updated information and access to simulators. These resources can help you better understand your eligibility.

5. Use Online Simulators

Use the simulator available on the Caixa Econômica Federal website to obtain an estimate personalized how much you could finance based on your income and other factors.

6. Consult a Social Worker

Finally, seeking help from a social worker can be a great step. They can offer personalized guidance about your situation and help clarify any doubts.